[ Home ] [ Up ]

Immediate Income Annuities:

Immediate income annuities permit a single lump sum investment only. Once the initial investment is made into the single premium immediate income annuity additional investments are not permissible. Immediate income annuities offer guarantees to principal as well as to the interest rate credited to the policy. 

Immediate income annuities are almost always fixed annuities, seldom are they variable annuities. Immediate income annuities provide an immediate income stream for a specified period of time. The income stream provided by immediate income annuities may be for a period as short as five years or even for the lifetime of the policyholder. There are many time periods to choose from  making immediate income annuities very suitable for estate and   retirement planning. Immediate income annuities are also often used in connection with structured settlements and business buy and sell agreements.

Immediate income annuities are a good choice if you are interested in guarantees to principal and desire an income stream higher than what is available through low yielding bank CDs or bonds.

Immediate Income Annuities:

• Safety of principal 
• Immediate income options
• Highly competitive rates of interest
• Several competitive income payout options

Multi rate Guaranteed annuity offerings

American National Citadel Diamond annuity

• 4.10% year one and 3.1% years two through five.

• 5.15% year one and 3.15% years two through seven.

Fidelity & Guarantee Platinum annuity

• 3.6% for five years.

• 3.9% for seven years.

• 4.50% for ten years.

Fidelity & Guarantee Platinum Plus annuity

• 4.50% year one and 3.50% years two through five.

• 4.60% year one and 3.60% years two through seven

• 5.50% year one and 4.50% years two through ten

Fidelity and Guarantee Life Index Rewards annuity

This single premium annuity is an equity indexed annuity with a point to point strategy on the DJIA and S&P500 capped at 9.5%. Monthly average capped at 11.5%. Fixed interest account at 3.75%.

F&G Prosperity 2 annuity

  An equity option credits interest based on the S&P500 to this single premium annuity. Free withdrawals of 10% of account value after year one on a non cumulative basis. Minimum withdrawals of $500 up to 4 times a year. There is a10year surrender:10,10,10,9,8,76,5,4,3. Ages 56 and over:4.5,3.6,2.71,.8,0.9. Minimum initial investment $5000 and a minimum guaranteed rate of  3%.

Fort Dearborn Life Wealth Fortifier annuity

• 3.45% year one and 3.45% years two through five.

• 4.55% year one and 3.55% years two through six.

ING Multisetplus annuity

• 3.6% for five years

• 3.8% for six years

• 4.7% year one and 3.7% years two through seven.

• 5.4% year one and 3.65% years two through eight.

• 4.9% year one and 3.7&% years two through nine.

• 5.50% year one and 3.50% years two through ten.

Jefferson Pilot Classic annuity

• 5.15% year one and 3.15% years two through five.

• 6.25% year one and 3.25% years two through seven.

• 7.35% year one and 3.35% years two through ten.

Midland National Leader annuity

• 6.7% year one and 3.7% years two through five.

There are over a hundred immediate income annuity products offered across America today. Many of them are not represented here for the sake of simplicity. If you need to further explore an immediate income annuity for personal or business use, contact us with your facts. We will respond with the highest income producing immediate annuity available to you based upon your individual needs goals or objectives.